<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	>

<channel>
	<title>Real Estate Blog</title>
	<atom:link href="http://www.rochesterproperties.com/real-estate-blog/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.rochesterproperties.com/real-estate-blog</link>
	<description>Rochester Minnesota real estate agent Lori Mickelson provides real estate market news and information.</description>
	<pubDate>Mon, 04 Aug 2008 18:21:30 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.5.1</generator>
	<language>en</language>
			<item>
		<title>Buyers Remorse</title>
		<link>http://www.rochesterproperties.com/real-estate-blog/2008-08-04/buyers-remorse/</link>
		<comments>http://www.rochesterproperties.com/real-estate-blog/2008-08-04/buyers-remorse/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 18:21:30 +0000</pubDate>
		<dc:creator>Lori Mickelson</dc:creator>
		
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://www.rochesterproperties.com/real-estate-blog/?p=11</guid>
		<description><![CDATA[If you are like most buyers who sign a purchase agreement on a new home, you will almost certainly feel a wave of overwhelming anxiety. You may begin to question your judgement &#8212; did I pay too much? Is it the right home? Can I really afford the mortgage payments? How can I get out [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;">If you are like most buyers who sign a purchase agreement on a new home, you will almost certainly feel a wave of overwhelming anxiety. You may begin to question your judgement &#8212; did I pay too much? Is it the right home? Can I really afford the mortgage payments? How can I get out of it? This response&#8211;referred to as &#8220;Buyer&#8217;s Remorse&#8221;&#8211;is completely normal!</span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;"> </span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;">Call your friends who have owned a home for a few years if you experience an attack of buyer&#8217;s remorse. Are they bothered by rapidly escalating home prices? Probably not, because that means the value of their home is increasing. Did they feel anxious when they first signed the agreement? They may tell you that they felt just as anxious as you are feeling, but now are really glad that they went through with the purchase. Have they made improvements to the property that heightened their enjoyment of the home? They will probably say they much prefer the creative freedom of being a homeowner compared with having to ask the landlord&#8217;s permission to put in a garden or paint the living room.</span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;"> </span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;">When you experience a buyer&#8217;s panic attack, be strong &#8212; you have a great deal to gain! As one of America&#8217;s #1 Real Estate Experts™ I can help you with your real estate needs. Please call me at 888-736-2917, or email me.</span></p>
]]></content:encoded>
			<wfw:commentRss>http://www.rochesterproperties.com/real-estate-blog/2008-08-04/buyers-remorse/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Are You Curious</title>
		<link>http://www.rochesterproperties.com/real-estate-blog/2008-08-04/are-you-curious/</link>
		<comments>http://www.rochesterproperties.com/real-estate-blog/2008-08-04/are-you-curious/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 18:21:14 +0000</pubDate>
		<dc:creator>Lori Mickelson</dc:creator>
		
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://www.rochesterproperties.com/real-estate-blog/?p=10</guid>
		<description><![CDATA[Perhaps you have no plans to buy or sell a home right now, but you are curious about your possibilities. Real estate professionals can answer any questions you may have about the complexities of a real estate transaction and provide you with information to help you make a decision.
 
Call or send an email if [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;">Perhaps you have no plans to buy or sell a home right now, but you are curious about your possibilities. Real estate professionals can answer any questions you may have about the complexities of a real estate transaction and provide you with information to help you make a decision.</span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;"> </span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;">Call or send an email if you would like to discuss the local real estate market and determine whether it is a good time for you to buy or sell. If you are a first-time buyer, you may have questions about legal descriptions, fair housing laws or sources of financing. You may be curious about how sales prices are set.</span></p>
<p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial;"> </span></p>
<p><span style="font-size: 10pt; font-family: Arial;">A real estate agent&#8217;s job is diverse, and the best agents are excellent sources of information. Each day, real estate agent&#8217;s are actively involved with mortgage lenders, attorneys, surveyors and taxing authorities, discussing the latest developments in our ever-changing marketplace. Finding the right real estate agent is like finding the right physician. The help of a professional can help satisfy your curiosity. Call or email with your real estate questions. As one of America&#8217;s #1 Real Estate Experts™ I can help you with your real estate needs. Please call me at 888-736-2917, or email me.</span></p>
]]></content:encoded>
			<wfw:commentRss>http://www.rochesterproperties.com/real-estate-blog/2008-08-04/are-you-curious/feed/</wfw:commentRss>
		</item>
		<item>
		<title>An FHA Advisory</title>
		<link>http://www.rochesterproperties.com/real-estate-blog/2008-04-29/an-fha-advisory/</link>
		<comments>http://www.rochesterproperties.com/real-estate-blog/2008-04-29/an-fha-advisory/#comments</comments>
		<pubDate>Tue, 29 Apr 2008 13:35:31 +0000</pubDate>
		<dc:creator>Lori Mickelson</dc:creator>
		
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://rochesterproperties.com/real-estate-blog/?p=4</guid>
		<description><![CDATA[Are you in default of your FHA-insured loan? Homeowners who have an FHA-insured mortgage should know about the Mortgage Assignment Program if they are in default and the lender intends to foreclose. If these conditions are present, the FHA will ask the homeowner for some pertinent information to determine eligibility.
To be eligible for this FHA [...]]]></description>
			<content:encoded><![CDATA[<p>Are you in default of your FHA-insured loan? Homeowners who have an FHA-insured mortgage should know about the Mortgage Assignment Program if they are in default and the lender intends to foreclose. If these conditions are present, the FHA will ask the homeowner for some pertinent information to determine eligibility.</p>
<p>To be eligible for this FHA program, the home in question must be the borrower&#8217;s primary residence, the homeowner must be at least three full payments behind on his mortgage, and the reason for the failure to make payments must be due to circumstances beyond the homeowner&#8217;s control, such as unemployment or illness. After the FHA has made these determinations, it will ascertain whether the payments can be resumed at the end of 36 months and accrued deficiencies will be paid back. If so, it will take over the loan.</p>
<p>The Veteran&#8217;s Administration also has a mortgage assistance program for people with VA mortgages.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.rochesterproperties.com/real-estate-blog/2008-04-29/an-fha-advisory/feed/</wfw:commentRss>
		</item>
		<item>
		<title>A Sparkling Kitchen</title>
		<link>http://www.rochesterproperties.com/real-estate-blog/2008-04-29/a-sparkling-kitchen/</link>
		<comments>http://www.rochesterproperties.com/real-estate-blog/2008-04-29/a-sparkling-kitchen/#comments</comments>
		<pubDate>Tue, 29 Apr 2008 13:35:08 +0000</pubDate>
		<dc:creator>Lori Mickelson</dc:creator>
		
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://rochesterproperties.com/real-estate-blog/?p=3</guid>
		<description><![CDATA[There&#8217;s no doubt about it&#8211;the kitchen is one of the most important rooms in the whole house for many prospective buyers. Smart sellers will take a close look at how they can make their kitchen a real asset when it is time to sell.
Your kitchen doesn&#8217;t need to be state-of-the-art to be attractive. The first [...]]]></description>
			<content:encoded><![CDATA[<p>There&#8217;s no doubt about it&#8211;the kitchen is one of the most important rooms in the whole house for many prospective buyers. Smart sellers will take a close look at how they can make their kitchen a real asset when it is time to sell.</p>
<p>Your kitchen doesn&#8217;t need to be state-of-the-art to be attractive. The first step toward enhancing your kitchen&#8217;s appeal is a thorough cleaning. This includes the walls, cabinets (inside and out), floors, and appliances. Keep the counter tops as clear as possible of small appliances and gadgets. Consider low-cost improvements which can make a big difference, such as a coat of paint, fresh wallpaper, or new floor covering. Be sure to keep the kitchen sparkling when the house is being shown. This means no dirty dishes in the sink or moldy cucumbers in the refrigerator. This extra effort will pay great dividends! As one of America&#8217;s #1 Real Estate Experts™ I can help you with your real estate needs. Please call me at 888-736-2917, or email me.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.rochesterproperties.com/real-estate-blog/2008-04-29/a-sparkling-kitchen/feed/</wfw:commentRss>
		</item>
	</channel>
</rss>
